@article{Mulyanti_Nurhayati_2022, title={PENERAPAN LITERASI KEUANGAN DAN PENGGUNAAN FINANCIAL TECHNOLOGY UNTUK MENILAI KINERJA KEUANGAN UMKM DI JAWA BARAT}, volume={16}, url={http://jurnal.lldikti4.id/index.php/jurnalekono/article/view/887}, DOI={https://doi.org/10.36787/jei.v16i2.887}, number={2}, journal={Ekono Insentif}, author={Mulyanti, Dwinta and Nurhayati, Ai}, year={2022}, month={Des}, pages={63-81}